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Archive for February, 2007

Feb
28

Top Ten Retail Ripoffs

Posted by Wenhan

HoHoHo. This article exposes some commonly used promotion and sales tactics that are sure to ruffle your feathers. Sales is a pretty hard job and I guess the salesperson whom doesn’t step down a level from his moral high ground will be unlikely to get a fat paycheck. The problem is hard sales is necessary is many industries. A lot of people are not sure of what they really want to buy. If they are, they would be purchasing the product from an online store instead of going into a store to be pressured. So when you are unsure of what you want, it becomes very hard for a company to sell you anything. Thus a salesperson’s job is to convert that uncertainty to “Yes, I will pay my hard earned cash for that”. Given that most consumer products compete on price and sales, it is not hard to see when salespersons are so competitive and push us so hard.

Daily Top Ten’s IF YOU ONLY HAVE TIME FOR ONE:

5. The “Get `Em Saying Yes” Routine – This is easy to spot. You’re asked a series of questions that you will likely answer in the affirmative. “Do you want a car that handles well?” (Who doesn’t?) Is low maintenance cost important to you? (No, I like $150 oil changes.) Is the safety of your family a concern? (No, I just took out a big insurance policy on the whole bunch.) See the pattern? This is supposed to “set you up” to say yes to the all important “closing” question: “Can I get you into this car today?” If you see the pattern developing, throw them a few curves, just for fun – then “just say no!”

This tactic really doesn’t work with a lot of people. Most of us are really apprehensive when we are talking to salespersons. Asking questions like this will only raise our guard with every question that seems like bait. So don’t try this tactic on anymore who is not comfortable with you.

For the full article, click-> TOP TEN RETAIL RIPOFFS EXPOSED!!

If you are interested in sales or bettering your persuasion skills, reading our Top Ten Sales Killer

TodaysTen.com: Daily Top Ten List to jumpstart your knowledge

Copyright : TodaysTen.com

Feb
27

10 Steps To Charging For Web Design

Posted by Wenhan

The 14 Point Web Design Checklist by Matt Coddington actually describes how he charges for his web design projects. It is a quick, fast and dirty way to come up with a price. It is quite funny. But I guess the main moral for the article will be to get a few quotations and avoid being fleeced. Web design does not have to be expensive. You can learn Dreamweaver yourself in about 24 hours. It is almost as easy as using Microsoft Word. The book I read was Sams Teach Yourself Dreamweaver MX 2004 in 24 Hours . I can now design websites, normal static ones with CSS included. For dynamic pages, it is much harder and coding is mostly necessary so I wouldn’t bored you with the details.

I have added my comments to the basic steps. Many steps in web design are already actually free online. You can find the links below each step.
1) Start with a base value of $30 – Here’s an example of a $30 design.
Alternatively: Use a template!
2) Add $10 if it’s for a clan – Making clan templates is the first step to going pro.

3) Add $20 if it’s for a blog – Blogs are in.
Alternatively: Use Wordpress or blogger.com

4) Add $30 if it’s for a forum – Forums are inner.
Alternatively: vbullentin www.vbulletin.com
5) Add $50 if it’s for an eCommerce site – eCommerce sites are innest.
Osocommerce Open Source based online shop e-commerce solution that is available for free

6) Add $10 for every random vector you include – You can steal them from deviantArt if you can’t make your own.
7) Add $5 for every gradient in the design – Gradients are cool now.
You just need photoshop to do this. Or try office 2007
8) Add $5 for everytime you use outer glow – Check out Windows Vista for outer glows in action!
9) Add $5 for everytime you use drop shadow – Check out Windows Vista for drop shadows in action!
10) Add $15 if they need a custom logo – You can use this totally not made for Adsense site to learn more about making custom logos.
11) Add $5 if they need a mascot – Just Google image search pandas or something and charge them for it.
12) Add $25 if they need it coded – Then hire a teenager to do it for you.
www.rentacoder.com
13) Add $1,000 to make it “Web 2.0? – Just add a lot of white space and use pink as the main color.
14) Add $5,000 if the client asks you what “Photoshop” is – The ignorant pay more.
See! This is what happens when you don’t know photoshop. To learn photoshop on your own, see the link in my Ten Old Ways To Learn Something New

Oh, there is also a Web Design Podcast(www.boagworld.com) I recommended in Top 10 Geek Business Podcast.

TodaysTen.com: Daily Top Ten List to jumpstart your knowledge

Copyright : TodaysTen.com

Feb
26

Ten Old Ways To Learn Something New

Posted by Wenhan

If you are surfing to TodaysTen.com from another productivity site, you are in danger of getting stuck in your routine. Its time to try something new! New experiences will bring new problems and also their solutions. Creative people use free exchange of ideas to cross link solutions to create new mash ups of solutions that can solve old problems. That is only one benefit of increasing your areas of knowledge. So try something new today! When was the last time you learnt something new?

1. Learn A New Language
This is a pretty hard thing to do, but the benefits will pay off. Learning a new language opens an entire foreign culture to your perspective. Every culture has a different way of solving problems and interacting. For now, the best languages to learn will be Spanish and Chinese because of the sheer amount of people you will be able to communicate with. Lucky for me, I have only Spanish left to tackle.

2. Talk To Someone You Are Unfamiliar With
Another usually hard thing to do. Most of our social circles are limited to people within our same age range or have similar interests. Interacting with these people will not bring you new experiences and opportunities. There are reasons why networking sessions are so strongly recommended. They bring diverse people together who are interested in meeting more people. Each participant gets multiple opportunities to learn something new, either from the speaker or their peers. If you are less inclined in meeting people, try surfing to some internet forums you have never been to before.

3. Surf to an unknown Website
Alexa provides a list of the top 500 sites in terms of traffic numbers. Choose one that you have never heard of before and dive in. Multiple top sites are in Chinese which is another great reason to get familiarized with the Chinese language

4. Read a best selling book you have no interest in
The fact that it is a bestseller means that at least the quality is assured. Looking at Amazon’s top seller list , I realized that many of the books are in the self improvement category. Try to not select these although you will be interested in them.

5. Take a walk
In the absence of the danger of physical harm, try to take a walk around your neighbor hood. You might just discover something interesting that you have missed because you were driving too fast down the road. You might also rediscover neighbors whom who you forgotten exist!

6. Go to a class
Sign up for a class. Dance classes, hobby related classes seem very popular to people who have a bit more time. They might have something of interest to you too. There are numerous places online to learn something new. One class I am attending now is the Adobe Photoshop CS2: introduction by HP. It is completely online and free too!

7. Get a hobby
Another great way to try something new. Some people also manage to successfully turn their hobby into part time businesses.

8. Listen to a random radio station
Visit podcast alley to see what the popular podcast are. Download one and starting listening to it on your compute now!

9. Read every article in your newspaper
Have you been guilty of scanning article titles and only reading the ones you have interest in? You paid the full price for the newspaper so make full use of it. Read every article. It might take you an entire hour by the price is well spent. Newspaper articles are usually well researched and have quality writing in them. That’s something you won’t find online consistently.

10. Come back to TodaysTen.com everyday
Yes, it’s a shameless plug. But I believe that your areas of experience will increase with our Daily Top Ten articles. To see the reason why Top Ten articles are so powerful, read my post on Why you need TodaysTen.com

TodaysTen.com: Daily Top Ten List to jumpstart your knowledge

Feb
25

Top 10 Veggies Sculpture

Posted by Wenhan

hehe, aint these vegs so cute. So cute you do not feel like eating them?

Feb
24

Top 10 Stock Picks

Posted by Wenhan

Hmm… today’s topic is really quite a change from the usual techie stuff. We are getting serious today. Top 10 stock recommendations are everywhere on the internet and most of them are just spam. However I have been using MSN Money Portfolio since 2003 and have seen it go through with many upgrades. Back then, even from 2003, at the end of every year, they would pull out their Top 10 stocks for the previous year and show you how much gain you could have made. The performance of their portfolio usually outranked the market index and my own. So far their Top 10 portfolio, revamped every year is up 339% since 2001. S&P 500 is only up 10.2%. Amazing right? My portfolio from 2003 is only up 50%. Wow! When I read this article, I was thinking that I might as well put my money into the Top 10 stocks they recommended instead.

If you are not reading this on 24th Feb 2007, click here to see the new list of Top Ten Stocks

Top Ten Stock Picks, 24th Feb 2007

1. AMX AMERICA MOVIL SAB DE CV

2. CSX CSX CORP

3. NEM NEWMONT MINING CORP NEW

4. RIO CIA VALE DO RIO DOCE

5. YHOO YAHOO INC

6. DTV DIRECTV GROUP INC

7. AW ALLIED WASTE INDUSTRIES INC

8. HD HOME DEPOT INC

9. MAT MATTEL INC

10. T AT&T INC

It is most likely you have never see most of the companies that are on the list. At least I haven’t. Before I end, I had better put a disclaimer, the above is not financial advice and I do not own any stock in any of those companies!
For the article explaining how stockscouter works and general information regarding the Top 10 list, click here

A general insight of mine that you should already have guessed is that Things that belong in the Top 10,like all the stuff in this blog, have a disproportionate effect. With stocks, it’s the return that you will get. With skills, it’s the increase in the quality of life you will have. Pick the right few and you are set for life. Oh ya, start investing early, thats one of the top advice I gave in my Top 10 Money Tips For Almost Everyone

TodaysTen.com: Daily Top Ten List to jumpstart your knowledge

Feb
23

10 Young & Free Web Services you can use on your blog

Posted by Wenhan

These are some pretty unknown web services I have found that you can use to improve the reader’s experience on your blog. Some are quite new and the product is not always well refined, but most of them should be stable.

1. Slide
Allows you to create a slideshow of images in less than 5 minutes! Wonderful for showing off your pictures of yourself/your cat/dog/house/car in your side bar. See my latest Slide Creation here.

2. Sitemeter
Traffic Analysis tool. It is very useful to have an idea of where your traffic is coming from. If it shows “Unknown”. It means that the person has bookmarked your site!

3. BlogPolls.com
Adds polls to your blog. There is some advertising revenue too.

4. FormLogix
Add Forms that help you collect data. For example if you want your readers to send in ideas for the major article you want to write for next week, you can create a form to handle that.

5. Bravenet GuestBook
Allow readers to interact with each other by posting comments and images in the guest book. Interesting to have.

6. FeedBlitz
Some people don’t like RSS. Most readers have no idea what RSS is. FeedBlitz turns blogs and feeds (RSS and Atom) into emails to subscribers to ensure that your post actually get read by more people!

7. TextLinkAds
Its like google Adsense. The reviews about this programs are that the adverts are more relevant hence you get a better payout. However your blog has to have significant traffic before it is approved. There is quality control here.

8. Stock.xchng
Dress up your post with images! You definitely need images so as not to bored your readers. There are plenty of free images to get here. Just do a simple search and the images tagged with your search term will show up.

9. Copy Scape
If you are in college, you know that the work you turn in will be subjected to plagurism test by some online software. Similarly you can use Copyscape to search for your articles that have been copied and sue the hell out of that person. But remember; don’t rant about it on your hot popular blog because you will just be providing free traffic to him.

10. Gabbly
It is something like IRC for your website. Don’t overuse it! Great for medium traffic websites. Too high a traffic and there is too many people talking, too low and no one is around to talk to.

Feb
22

10 Creative Adverts-Slideshow

Posted by Wenhan

Presenting to you, 10 Creative adverts that make put their products into use with their surroundings. These ads are designed to capture attention!

Feb
21

Top 10 Money Tips For Almost Everyone

Posted by Wenhan

1. Invest early
Time is the greatest money earner. If you start by saving $200 per month for the next 50 years, you will have a much more considerable sum than saving $1000 per month for the last 10 years. This is due to the help you are getting from compounding the interest that you will get from consistently having your money work for you for a long time. The Golden Rule is to start saving and investing yesterday!

2. Pay yourself first
Always put investing and saving ahead of purchases. We live in a consumerist world. Spending and enjoying our purchases is our lifestyle. What better way to skip out of the loop than hiding a portion of your paycheck away when you get you monthly paycheck. Setup an automatic separate account(Time Deposit or Money Market) to hide your money away on the day you get your paycheck. What you do not see, you do not want to use.

3. Do not take on high interest debt
Debt can kill you. Once you take on high interest debt, you are essentially taking on a job at the bank. Spend less and get away from high interest debt. Skip installment plans also. Most of them have hidden fees that pounce on you once you miss a payment.

4. Buy only correct insurance
Not all insurance is important. Generally health, disability and term are recommended. Avoid Life, Extended warranties and Investment Linked Policies.

5. Budget!
Keep track of your expenses. At the end of the month, do a tally and see where your money is going. It is likely to be different from what you had perceived before. Shave off the excesses and put the money into the investment account. For the next month, set a spending budget that you are comfortable with. This way, you are bringing down your spending cap and helping yourself survive on less.

6. Invest in something, anything!
Don’t put your extra money in a time deposit or a savings account forever. You need your money to be working for you. The average return on stocks is around 10% a year. It might seem little but you get to double your money every 7 years. If you put it in the bank, you will be losing money to inflation instead. When investing, it is recommended that you diversify. There are plenty of safe investment options like funds, bonds, REITS. Get a knowledgeable friend or join an investment club to learn more. In the meantime, just put your money in an index fund like Vanguard’s Total Stock Market Index to ride on the performance of the stock market while you decide on where to put your money.

7. Have a cushion fund
Sometimes you can get caught in a sticky situation where you need some cash. Withdrawing from investments usually take 3 days and this in eternity when an emergency strikes. Aim for a 6 months worth of income to act as your emergency fund. Open a time deposit account that enables you to break open the deposit whenever you need access. Of course breaking the deposit will forfeit the interest accrued so far, but accessibility to the cushion fund is still the most important.

8. Don’t look at your investments
If you had no time to learn about investments, don’t track their returns everyday. You will just be suckered into the herd mentality and end up incurring a lot of trading fees. Have faith that over the long term, it will rise. Ignore the financial news and live your blissful life. Ignorance is bliss.

9. Delay large purchases
20% of our decisions regarding money make up 80% of the money we actually spend. For large purchases(i.e more than 20% of your monthly salary), take a week to think over the purchase. After a week, you might not find the purchase so desirable after all.

10. Tax
In certain countries where tax is every high, it is worthwhile to sit down with a professional accountant to work out a way where you can pay least or no tax. However doing this requires planning and some amount of work throughout the year. Most people never get this done since it seems so troublesome. At the very least, talk to someone versed in the field and see how much you can save by planning for tax correctly.

You might also be interested in:
Top 10 Reasons Wall Street Gives for the Stock Market Correction
Top 10 Stock Picks

TodaysTen.com: Daily Top Ten List to jumpstart your knowledge

Feb
20

10 Little Tidbits About Our Names

Posted by Wenhan

I just discovered an internet applet that displays a chart of the names given to babies since 1880. It is really interesting to see how new names are created as people are increasingly educated and our individualistic culture shows through our selection of names to brand our shelves as a unique individual.

See where your name stands in the sea of names here.

10 Little Tidbits About Our Names

1. Only Names that start with A,N,Q,X,Z have increased in usage since 1880
2. Revival of names starting with vowels(AEIOU) starting in 1960s
3. Least names start with the letter U
4. Names are becoming more fragmented, meaning that less people have the same names.
5. More new names are created since 1950 than before that
6. No Names start with numbers. Sort of like C variable names. I guess God is a coder.
7. Names most popular in 1880s: John, William & Mary
8. Neither of the 3 are popular anymore. (In 2005,they rank: John :18, William: 11, Mary: 73)
9. Apparently Unknown is a name, luckily its not in the top 1000 names
10. My Name is not in the databaseJ probably because I am not Christian and do not possess a Christian name.

Feb
18

Top 10 Ways Not To Die

Posted by Wenhan

Dying is bad. It is even worse if your final act of stupidity is mocked in eternity by the internet community.

1. No Smoking
(17 April 2006, England) There’s always someone who thinks good advice doesn’t apply to him. For example, if a doctor advises that the one thing you must not do is go near a flame, as you are going to be covered wtih a flammable material, most people would take this advice onboard, and not strike a match until the flammable material has been removed.
However, Phillip, 60, knew better than his doctor. Philip was in the hospital to treat a skin disease, said treatment consisting of being smeared in paraffin-based cream. Philip was warned that the cream would ignite, so he definitely should NOT smoke. But he just couldn’t live without that cigarette.”
Smoking was not permitted anywhere on the ward, but Phillip took this setback in stride, and sneaked out onto a fire escape. Once he was hidden, he lit up… inhaled… and peace descended as he got his nicotine fix. Things went downhill only after he finished his cigarette, at the moment he ground out the butt with his heel.
The paraffin cream had been absorbed by his clothing. As his heel touched the butt, fumes from his pyjamas ignited. The resulting inferno “cremated” his skin condition, and left first-degree burns on much of his body. Despite excellent treatment, he died in intensive care.
2. Fresh Air
(3 June 2006, Florida) Two more candidates have thrown themselves into the running for a Darwin Award. The feet of Jason and Sara, both 21, were found protruding from a deflated, huge helium advertising balloon. Jason was a college student, and Sara attended community
When one breathes helium, the lack of oxygen in the bloodstream causes a rapid loss of consciousness. Some euthanasia experts advocate the use of helium to painlessly end one’s life
The pair pulled down the 8′ balloon, and climbed inside. Their last words consisted of high-pitched, incoherent giggling as they slowly passed out and passed into the hereafter.
3. Handle with Care
August 2006, Brazil) August brings us a winner from Brazil, who tried to disassemble a Rocket Propelled Grenade (RPG) by driving back and forth over it with a car. This technique was ineffective, so he escalated to pounding the RPG with a sledgehammer. The second try worked–in a sense. The explosion proved fatal to one man, six cars, and the repair shop wherein the efforts took place.

4. Look Before You Leap
(New York) “My father works as an investigator for an insurance company, a job he frequently reminds me of how much he hates. One of his major clients is a train station. On a day not unlike any other, a man awoke on a train to find that he had missed his stop. Instead of looking out the window, or asking another passenger where the train was, he ripped open the doors of the train and threw himself through them, much to the astonishment of onlooking passengers.
“Had the ill-fated passenger taken the time to look out the window before leaping off the train, he would have noticed that it was moving in excess of 50 MPH, and it was also moving over a bridge. “Look before you leap.” He died at the scene in the Hudson River.

5. Fresh Air 2
(September 2006, Florida) A fearsome mythical giant was felled by a humble slingshot. But a modern speargun vs. an underwater leviathan is another tale altogether, as a Florida man discovered.
Outlawed in 1990, hunting Goliath-sized groupers remains surprisingly popular. These fish can weigh hundreds of pounds, yet there are underwater hunters who choose to tether themselves to such muscular sea creatures. However unlikely a pursuit, the poaching of groupers by divers and snorkelers continues, in defiance of both the law and common sense.
Of this elite group, our Darwin Award winner distinguished himself yet further by disregarding one essential spearfishing precaution. By embarking on this hunt without a knife to cut himself loose, the “fit and experienced snorkeler” was guaranteeing that his next attack on a giant grouper would be his last.
Why anyone thinks it’s a good idea to tether yourself to a fish twice your size, I don’t know. Some time later, the body of the spearfisher was found pinned to the coral, 17 feet underwater. Three coils of line were wrapped around his wrist, and one very dead grouper was impaled at the other end of the line.
6. A Real Dense Pastor
(August 2006, Libreville, Gabon) In August, a congregation’s 35-year old pastor insisted one could literally walk on water, if one only had enough faith. Big and bold was his speech. He extolled the heavenly power possessed by a faithful man with such force that he may well have convinced himself. Whether or not he believed in his heart, his sermons left room for only shame should he leave his own faith untested. Thus, the pastor set out to walk across a major estuary, the path of a 20-minute ferry ride. But the man could not swim.
Lacking the miraculous powers of David Copperfield, let alone holy Jesus Christ, this ill-fated cleric found only a Darwin Award at the end of his final path.

7. High Tension
(19 March 2006, Belize) Benjamin Franklin reputedly flew his kite in a lightning storm, going on to discover that lightning equals electricity. However, certain precautions must be taken to avoid sudden electrocution. Kennon, 26, replicated the conditions of Ben Franklin’s experiment, but without Ben’s sensible safety precautions. Kennon was flying a kite with a short string that he had extended with a length of thin copper wire. The copper made contact with a high-tension line, sending a bolt of electrical lightning towards the man. Just bad luck? Kennon’s father told listeners his son was an electrician, and “should have known better.” Kennon is survived by his parents, six sisters, and five brothers.

8. Fire In The Hole
(7 February 2005, Malaysia) Fireworks are a longstanding lunar New Year’s tradition among Malaysia’s large Chinese minority, and continue to be widely used to celebrate, despite a ban on their saleS and use.
Wan, a 29-year-old excavator operator, spent the evening watching people set off fireworks outside a suburban Kuala Lumpur nightclub. These were no mere firecrackers. They were rockets that shot as high as a ten-story building before exploding.
His curiosity piqued, Wan bent over one of the launching tubes for a closer look, wondering how these powerful rockets worked. He was peering down the tube when it fired, sending him flying ten meters. He died instantly from severe head injuries, according to a senior police official.

9. American’s Funniest Home Video Gone Wrong
(16 January 2005, Florida) Two North Fort Myers residents, 23-year-old Molly and her husband, had rented a room in a local motel for some unspecified activity, perhaps involving perpetuation of the species. As Molly entered the second-floor room, she went straight for the lanai, which overlooked a concrete patio. Most guests would have seen the railing on the edge of the lanai as a safety feature, but for Molly it brought to mind fond memories of her youthful gymnastic abilities.
Molly called out to Todd, “Watch to see what I can still do.” These would be her last words. She did a flip onto the railing for a handstand, just the way she used to do, then toppled over the other side, slamming into the patio 15 feet below. She was pronounced dead at the hospital

10. I Got Balls
(8 February 2005, Caerphilly, Wales) “If Wales wins, I’ll cut my balls off,” Geoff told his mates at a social club while watching the rugby match between England and its arch-rival. His friends thought the 26-year-old was joking, but after Wales’ 11-9 victory over England, he went home, castrated himself with a knife, and walked the length of two rugby fields back to the bar to show his shocked friends the evidence.